From 2065438+65438 10 +0 in 2006, the medical insurance for employees in Nanjing was implemented as a municipal overall plan. After the overall planning at the municipal level, the medical insurance for employees in the city will be uniformly credited to individual accounts: the insured persons aged 45 and below will be charged at 3% of their payment base (of which 2% will be paid by individuals); Insured persons over 45 years of age before retirement are included in 4% of their payment base (including 2% paid by individuals). Personal accounts are allocated on a monthly basis, and no one handles them. The overall fund is included in the personal account according to the following proportions:

For those aged 35 and below, it will be calculated as 1% of my payment base;

35 years old to 45 years old, according to 65438+ 0.4% of my payment base;

Over 45 years old until retirement, according to my payment base 1.7%;

Retired (post) personnel are included in 5.4% of the pension actually paid by the basic old-age insurance last month; Among them, the monthly remittance amount is lower than that of 50 yuan (including the medical assistance fee for serious illness that should be paid by individuals according to regulations, the same below), and the difference is made up by the overall fund to 50 yuan/month; If the monthly remittance of retirees over 70 years old is lower than that of 60 yuan, it will be replenished to 60 yuan/month; Before the founding of the People's Republic of China, the monthly turnover of old workers who participated in revolutionary work was lower than that of 70 yuan, and it was added as 70 yuan/month. Wang Lu, chief of the sporadic reimbursement management section of Nanjing Medical Insurance Management Center, said that the transfer between immediate family members is limited to parents, spouses and children, and both the transferee and the transferor should participate in the basic medical insurance for urban workers in Nanjing.

: The number of personal account transfers is not counted every year. As long as the balance is more than 4000 yuan, you can make relevant transfers. After each transfer, the balance of personal account cannot be less than 4000 yuan.

Legal basis: Article 12 of the Social Insurance Law of People's Republic of China (PRC), the employer shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state and record it in the basic old-age insurance pooling fund.