First, expand the coverage of medical insurance.
According to the new medical insurance regulations in 2024, the coverage of medical insurance will be further expanded, including the inclusion of more drugs, diagnosis and treatment items and services in the medical insurance catalogue. This will help to reduce the financial burden of patients and improve the level of medical insurance system.
Second, increase the proportion of medical insurance reimbursement.
The new regulations also stipulate that the proportion of medical insurance reimbursement will be increased, especially for some serious illnesses, chronic diseases and other high medical expenses. This will help to alleviate the problem that patients are poor and return to poverty due to illness.
Third, strengthen the management of medical insurance funds.
In order to ensure the sustainable development of the medical insurance system, the new regulations strengthen the management of medical insurance funds. Including strengthening the supervision of medical insurance funds to prevent medical insurance funds from being abused and wasted. At the same time, establish a risk early warning mechanism of medical insurance fund to find and prevent the risks of medical insurance fund in time.
Fourth, optimize medical insurance services.
The new regulations also propose to optimize medical insurance services and improve the efficiency of medical insurance settlement. Including the promotion of medical insurance electronic certificate to facilitate patients' medical treatment and settlement; Optimize the medical insurance settlement process and shorten the waiting time of patients. This will help to improve the patient's medical experience and improve the satisfaction of medical insurance services.
To sum up, the new medical insurance regulations in 2024 made new provisions in expanding medical insurance coverage, increasing the proportion of medical insurance reimbursement, strengthening the management of medical insurance funds, and optimizing medical insurance services. These new regulations will help to better protect people's medical needs and improve the fairness and sustainability of the medical insurance system.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 2 provides that:
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.