Hello! The first thing to note is that funds and insurance are different financial concepts. In contrast, funds mainly focus on wealth management income, and insurance focuses on future risk protection income. I suggest you make a comprehensive risk judgment according to your actual needs.

As for the fixed investment of funds, how to choose the right products, I suggest that you might as well combine your own economic ability, carefully compare the income of fund products of various companies with the actual market situation and make a choice.

To purchase personal insurance products, it is suggested that you first improve personal health insurance such as accidents and serious illnesses, and then purchase necessary commercial endowment insurance as a supplement according to your actual situation.