The rest of Alipay is: as a financial institution, the online merchant bank has a perfect security system, and the rest of the funds can only be transferred to my online merchant bank account in the online merchant app, and the funds are very safe.

Any investment has certain risks, but it is low-risk monetary funds, such as bank deposits, certificates of deposit and government bonds. And I haven't lost any money so far. However, money funds are not deposits, so we should remind you that investment needs to be cautious.

Calculation and arrival time of income: after transfer-out, the income will be calculated on the next fund trading day and postponed in case of national legal holidays.

Advantages and disadvantages of Yu:

Advantages: current financial management, the yield is higher than Yu 'ebao, second to Zhaocaibao, and the amount is small.

Similar to Yu 'ebao, Bao Li is still a monetary fund. It belongs to current wealth management, and the interest rate is 4.06%, which is higher than Yu 'ebao. Its subscription limit is 6,543,800+million. The daily transfer limit is 654.38+00,000. Through the balance, you can avoid the handling fee for Alipay to withdraw cash to the bank card.

Disadvantages: if you really want to say shortcomings, it is an offer. I don't know if there are any restrictions on opening up yet.

Reference to the above content: Baidu Encyclopedia-Yu