Current location - Trademark Inquiry Complete Network - Tian Tian Fund - Why does the medical insurance passbook of Bank of Beijing cost more than RMB 100 per month? Can I spend it?
Why does the medical insurance passbook of Bank of Beijing cost more than RMB 100 per month? Can I spend it?
This is the money for treatment given by the state. The annual amount of this money is related to the starting point of medical insurance reimbursement, that is, at the beginning, it is 65438+ 0.000% of the medical treatment fee, and the employees 1.800 yuan, retirees 1.300 yuan, and then the medical insurance will be reimbursed in proportion.

This money can be taken out and spent, and the medical insurance passbook can also be used as an ordinary current passbook.

The amount of money given each month is a number, but different people are slightly different. No refund, no change, no change according to medical expenses.

When the company pays you medical insurance, it will give you some money as medical expenses when it is less than 1800. This money can be used by yourself. Of course, if you are not sick, you can take it out and do other things yourself. Babies working in Beijing know that part of the social security we pay every month can be taken out. As long as you pay social security continuously, you will find a sum of money in the medical insurance passbook every month. However, many babies don't know about it.

Cam came to remind you. To participate in Beijing social security, in addition to the social security card, there is also the medical insurance passbook of Bank of Beijing.

The reason for being ignored may be that social security cards in many provinces and cities are financial cards, and bank cards and social security cards are gathered together. Therefore, when you come to Beijing to participate in insurance, you often ignore the existence of a medical insurance passbook. What's this passbook for?

Employees who participate in Beijing's basic medical insurance generally issue the medical insurance passbook of Bank of Beijing three months after joining the company. The medical insurance passbook is a "personal account of the basic medical insurance fund".

The specific return ratio is as follows: employees under the age of 35 are included in the unit part 0.8% and the individual part 2% according to the payment base; Employees aged 35-45 are included in the unit part according to the payment base 1%, and 2% is included in the individual part; Employees over the age of 45 are included in 2% of the payment base unit and 2% of the individual part; Retirees under the age of 70 are included in 97 yuan/month; Retirees over 70 years old are counted as 107 yuan/month. For example, under the age of 35, according to the minimum base of medical insurance payment of 5557, the monthly payment of medical insurance is: 5557×(0.8+2%)= 155.6 yuan/month.