Take the purchase of a money fund of Alipay as an example: If Xiaobai deposits 100000 in a money fund and the highest annualized rate of return on the 7th is 2.8 190%, then the income of the money fund is calculated as follows:
1000002.190%/365 = 7.7 yuan.
As can be seen from the above, the daily income of Yu 'ebao is 7.7 yuan.
The annual income of Yu 'ebao is 3657.7=28 10.5 yuan.
Take the purchase of a wealth management product of Alipay as an example: if Xiaobai deposits100000 yuan in a wealth management product, the average annualized rate is about 3.8%, then if he buys a bank wealth management product with100000 * 3.8% = 3800 yuan, the annual income will be100000 yuan.
In addition, Alipay can also buy bond funds, hybrid funds, index funds, stock funds and other financial management. However, due to the high risk and fluctuation of these funds, it is impossible to calculate their income according to the market trend of the funds. It is possible to make more money and lose money at once.
Summary: If you buy a certain money fund of Alipay, the highest annualized rate of return on the 7th is 2.8 190%, then you can earn 28 10.5 yuan a year. If you buy a certain wealth management product of Alipay with an average annualized rate of 3.8%, you can earn 3,800 yuan a year, which is still relatively large, and it is better than putting it in the current bank account, but we only expect it.