Investment in bond funds is not recommended. Bond funds are low-risk varieties with little fluctuation. If you must buy it, buy it once. The fixed investment of bond funds is difficult to share risks. Even if it is held for a long time, the result may be risky, at least higher than that of banks and bonds, and the income may not be much higher than that of bank bonds. I should say you are very clever. If you don't trust the bank lobby manager, you may be interested in what he recommended to you. If the commission is high, I will recommend it to you.
At present, the hottest fund is the theme of Chinese businessmen's prosperous harvest. They are all the best performing funds from last year to this year. However, since you have just made a fixed investment, it is meaningless for you to have a good performance before. It is hard to say whether such performance can be maintained in the future. If someone recommends it, it is recommended to be cautious or appropriate, and not to buy in large quantities. For example, the theme of harvest ranked first from the beginning of this year to last year, but the performance in the last week and the last month fell to one or two hundred, and so did the prosperity of Chinese businessmen. Although we can't just look at the recent performance, we are afraid that the market style will change and we will be in trouble.
If you want to recommend other open-end funds, it is suggested to consider Yin Hua Fuyu, Huabaokang Consumer Goods and Penghua China 50. The reason is that they can survive the whole bull market and bear market cycle. Although it is not the top three in a certain stage, it ranks above the average level in combination with half a year, one year and two years. It's luck to buy the fund with the first performance. The theme of harvest is very bullish now. Can you guarantee that he will still be the first in the second half of the year? The foundation of the fund has always been that emperors take turns to do it. In the past two years, many cattle foundations have plummeted. So far, there is only one fund in the top three in China market every year, but it stopped subscription as early as 2007 and has not been opened yet.