For the dividends of the fund, only when the fund shares and rights are generated before the registration date of fund rights and interests can you enjoy the dividends. In other words, you need to confirm the share the day before the fund confirms the dividend, which requires you to subscribe for the fund at least 2 working days in advance, so that you can have the fund equity day of 1 day and enjoy the dividend of the fund.

1. What does the dividend of the fund mean?

You can think of the fund dividend as that the fund distributes part of the income to investors in the form of cash, and gives back to investors in this way. In fact, strictly speaking, the dividend of the fund itself is a part of the net value of the fund and the amount of the fund holder itself. There are generally two forms of fund dividends, the first is cash dividends, and the second is dividend reinvestment. Most platforms will default to cash dividends. For long-term partners, you can reinvest in dividends instead, which can maximize your compound interest.

Second, the basic confirmation method of fund dividends.

You need to have the concept of date of record, as I mentioned above. Equity registration needs at least one day in advance, so if you subscribe for the fund the day before, you will generally not enjoy dividends. In addition, you need to know the concept of ex-dividend, because the net value of the fund will decrease after dividends. But it doesn't matter, because it doesn't affect your expected income.

Third, there is no dividend for buying a fund one day in advance.

The reason is as mentioned above, so I won't repeat it. In addition, for the rising market, you can subscribe for the general fund before and after dividends. If the market is generally normal, it is recommended that you subscribe for the fund after the fund pays dividends. Otherwise, the fund position is reduced, and the expected income you can get is generally reduced, which is not cost-effective. For high-quality fund products, it doesn't matter. As long as you think it's a buying point, you can enter the market in batches.