1. Trade has given birth to the demand for RMB trade credit. With the deepening of the trade between China and the countries building the Belt and Road Initiative, the use of RMB in cross-border trade has been further broadened. Adopting RMB financing can significantly reduce the risk of exchange rate fluctuations.

2. Advantages of RMB in cross-border investment. The development of offshore RMB fund business will contribute to the development of RMB-denominated capital market, enrich investment tools and risk management means, and promote the formation of a normal mode of RMB "closed loop" operation in the field of cross-border investment, thus increasing the depth and activity of offshore RMB market and helping RMB internationalization.