1. Hospitalization medical expenses within the scope of medical insurance: 80% of the medical expenses within the scope of medical insurance due to illness or accident will be reimbursed after medical insurance reimbursement, and 30% will be reimbursed for primary illness.

2. Expenses for special drugs outside the scope of medical insurance: After obtaining prescriptions from designated hospitals, buy 15 kinds of special drugs from designated hospitals or pharmacies, and reimburse 80% after deducting the deductible of 20,000 yuan, and 30% for patients with existing diseases.

During the guarantee period, if the insured goes to the designated hospital for treatment due to illness or accident, he can be reimbursed according to the reasonable out-of-pocket expenses that the insured must pay. After deducting the deductible, the maximum reimbursement amount is 654.38+0 million yuan, 80% of patients with no previous medical history and 30% of patients with previous medical history. However, if you are insured as social security, but there is no medical expenses settled as social security, it will not be reimbursed.

What kind of insurance does the children's mutual fund belong to?

In medical insurance, children's mutual fund is a mutual fund for primary and secondary school students and infants, and it is a mutual aid project for infants, children and adolescents aged 1 month to 18. Generally speaking, children's mutual fund is a non-profit mutual aid project led by the local government and jointly established by all parties. It mainly provides hospitalization medical insurance for insured infants and primary and secondary school students. Children's mutual insurance premium is cheap, generally only a few tens of dollars, you can enjoy a year's protection.