Common fund investment methods in fund investment transactions are applicable to all funds. So what are the skills of the fund's fixed investment? What if the fund loses money? The following small series brings the skills of fund fixed investment, which is of great benefit to you. Let's have a look.
What are the skills of the fund's fixed investment
1. Set the fixed investment amount and time reasonably.
Fund fixed investment requires investors to set the time and amount of fixed investment when purchasing the fund for the first time, and the system will automatically deduct the money after the expiration. Investors are advised to determine the investment time and amount according to their actual situation to ensure their daily living expenses.
2. Fund selection
Choosing a fund product with stable growth performance and strong risk control ability can be analyzed according to the historical performance of the fund and the investment water of the fund manager. Or you can choose a fund with large fluctuations to make a fixed investment, which is more likely to produce a smile curve and achieve profitability, such as equity funds.
3. Fixed investment when the fund falls.
When the fund falls, the fixed investment operation can increase the investor's position share, reduce the position cost and investment risk, and wait for the subsequent fund to rise to achieve profitability.
4. Set the take profit point
The setting of the take profit point can ensure investors' income and prevent the subsequent funds from falling and reducing the income. Because the fund is long-term compound interest, there is no need to set a stop loss point.
5. Fixed investment every Thursday
Through the historical analysis of the fund, the probability of the stock rising on Thursday is less than the probability of falling, and the change of the stock can drive the change of the corresponding index, so the cost of fixed investment on Thursday is lower.
6. Choose a fund with a lower valuation.
Low-valued funds are unlikely to have bubbles in the later period, and the investment risk is smaller, so low-valued funds have more room for development in the later period.
7. Long-term investment
The fixed investment of the fund is suitable for long-term investment, because the fixed investment of the fund is equivalent to a process of fund accumulation, so the early principal is less and the income is less, and the income is more obvious after a long time.
What if the fund loses money?
1. Change the time and amount of fixed investment.
When there is a loss in fixed investment, investors can appropriately reduce the amount of fixed investment, or modify the fixed investment time, extend the fixed investment cycle, and reduce the loss. After the follow-up situation improves, the amount will be increased to shorten the fixed investment cycle and increase the income.
2. Sales fund
In order to avoid further losses, investors can sell the fund immediately.
3. Fund conversion
Convert to a better fund to make up for the previous losses, and choose a fund with good and stable performance and strong risk control ability.
4. Position observation
Observe the market first. If the analysis shows that the follow-up fund may rise and rebound, then wait to open a position and wait for the fund to rise and make a profit before selling.
5, the band does T.
Take advantage of the fund's fluctuation trend, throw high and suck low, and earn a certain price difference to make up for the loss.
What if the fund is limited?
1. Buy other funds of this type or managed by the fund manager.
When investors restrict the purchase of a fund, they think that the fund or fund manager is better, and there is room for growth in the later period. They can choose to buy other funds of this type or managed by the fund manager in pursuit of income.
2. Buy on the next trading day
When the fund's purchase restriction is to limit the amount bought on the same day, for example, only 1000 yuan can be bought on the same day, then investors can choose to buy again on the next trading day.
What fund to buy has a relatively stable income?
Generally speaking, the income of money funds and pure debt funds is relatively stable.
The main investment directions of the money fund are cash, bank deposits with a maturity of less than 1 year (including 1 year), bond repurchase, central bank bills, interbank deposit certificates, bonds with a remaining maturity of less than 397 days (including 397 days), debt financing instruments of non-financial enterprises, asset-backed securities, etc. Therefore, from the investment direction, there is basically no investment risk, which is relatively high.
Therefore, the fluctuation of the money fund is relatively small and the income is relatively stable. When choosing a money fund, you can check the past income. Most cases are positive returns, but the returns will not be very high.
Pure debt funds invest 100% in bonds, and the investment direction of bonds is less risky, so the income is relatively stable, but compared with money funds, the fluctuation is slightly larger, but overall it is relatively stable. Money funds and pure debt funds have never invested in the stock market, so the risk is relatively small and the income is relatively stable.
You can buy a few stocks with limit.
According to the regulations of China stock market, when a stock falls by more than 10% during the trading day, it will trigger the daily limit, that is, the stock stops trading. During the down limit, investors can't buy this stock in the form of a market order. Regarding the trading decision of specific stocks, I suggest you consult professional financial advisors or investment institutions, who can give more comprehensive and personalized advice and guidance according to your specific situation and investment objectives. Before making any investment, please make a full risk assessment and understand the relevant market rules and the fundamental information of the company.