There are many kinds of funds, both guaranteed and non-guaranteed, that is, the higher the income, the greater the risk, while the deposit is almost risk-free, so some people choose to deposit, and the fund is not suitable for everyone to buy, because everyone has different risk tolerance. Buyers need to have certain financial knowledge and risk tolerance, and the expected income is different, and everyone's family economic strength is also different. Funds and deposits are two independent economic varieties. Suitable for different people, almost everyone needs a deposit, but the fund is not necessarily! Fund is a wealth management product with rich financial derivatives of domestic banks in recent years. The most basic personal financial needs when saving money.