In the past few months, the situation of the fund was bleak, which made people want to cry. Although it has warmed up a lot during this period, many people have not returned to the basics. Under such circumstances, who dares to buy it?
Ordinary people are currently on the sidelines. All the money that will be lost will be earned back, and everyone will have the courage to continue investing.
For the general public, it is really only dare to buy up. 1, although people who buy funds all the year round will teach people the experience of buying up and not buying down, in fact, these people often dare to buy when the funds are green.
Some time ago, the overall situation of the fund market was not good, and the star funds all fell miserably. In this state, a group of experienced old citizens moved against the wind and bought many funds.
Needless to say, with the recovery of the fund market these days, these people's funds have really earned.
For those of us who have little experience, who has the courage to buy funds in a depression?
Most people entered the market when the fund soared years ago, and the fund plummeted years later. The impatient man reluctantly cut the meat and threw away the fund in his hand.
Such an operation not only didn't make any money, but also lost a lot.
For a long time, for a lonely person.
Judging from the fund income in the past three months, most of them are still in a negative income state. I have several funds bought at the beginning of 1 month, and two of them are managed by well-known star fund managers in the industry.
Let's take these two star funds as an example to see the income situation.
Look at the first one first:
Up and down by +2.37% in the past week,
Up and down in the last month -4.56%,
In the past three months, it has increased or decreased by -4.64%.
Look at the second one:
Up and down+1.68% in one week,
Up and down in the last month -2.48%,
In the past three months, it has increased or decreased by -7.46%.
In such a state, who dares to rush to start?
That is to say, I have held it for a long time, and the amount I bought is not large, so I am too lazy to move. Otherwise, I guess my bad temper would have sold them, even if they were still losing money.
In the long run, the growth rate of the fund is still relatively stable. Although the market is turbulent, in the long run, the fund is worth holding.
Continue to take the above two funds, although the income in the past three months is negative, but the income in the half year is still positive. If you look down again, you can see that the income in the past year or even the last three years is generally good.
Therefore, the fund is still a better investment method. If you have more confidence in your vision, you might as well invest in some funds.
Investment funds should also be dispersed, and don't put eggs in one basket. There are also types of funds, such as those focusing on manufacturing, those focusing on energy and, of course, those focusing on re-technology.
In fact, if subdivided, funds can be divided into many kinds.
If you invest in funds, then don't invest in only one type. Because the same kind of funds are often affected by the market, the ups and downs are synchronous. If everyone invests in energy, these funds may fall together when the energy market is bad.
Therefore, investment funds should also choose more categories, and the east is not bright and the west is bright.
Conclusion:
Investment will never be out of date, no matter when, you should buy or buy.
Whether the fund market is good or not, there is always an overall trend, and the possibility of this trend rising is still relatively large. If you choose the right fund, you don't have to panic.