The work in the first quarter is over. During this period, with the care and help of the leaders and colleagues, I have completed my own work and successfully completed various tasks assigned by the leaders. The following is the "Summary of the Work in the First Quarter of 221 Bank" compiled by me for your reference only. Welcome to read it. Summary of Bank's Work in the First Quarter of 221
Since the first quarter, the Bank has continued to focus on the objectives and tasks of the _ _ th Board of Directors, clarified its work ideas, sought truth from facts, strengthened management and made overall plans for development, and paid close attention to the expansion of organizational funds and market share. At the end of X, the total amount of various deposits exceeded the mark of xx billion yuan, the development speed has been continuously accelerated, the management level has been continuously improved, and various businesses have made new progress, laying a solid foundation for the next stage of work.
Work and operation in the first and first quarters
Up to the end of xx, RMB deposits of the whole bank have reached xx billion yuan, an increase of xx billion yuan over the beginning of the year, of which savings deposits have increased by xx billion yuan over the beginning of the year, with the balance reaching xx billion yuan, an increase of xx%, and the balance of corporate and other deposits has reached xx billion yuan, an increase of xx billion yuan over the beginning of the year.
the balance of RMB loans is xx billion yuan, an increase of xx billion yuan over the beginning of the year, with an increase of xx%. Among them, the loan balance of agricultural economic organizations and farmers was xx billion yuan, an increase of xx billion yuan over the beginning of the year; The loan balance of private, private and joint-stock small and medium-sized enterprises is xx billion yuan, an increase of xx billion yuan over the beginning of the year; SME loans account for xx% of the total loans.
methods of work in the second quarter
(1) pay close attention to organizational funds and steadily expand market share.
deposit is always the foundation of bank operation; Share represents the position of regional competition. This year, although the total deposits of our bank have been achieved for more than half of the time and tasks, there is a big gap between the new deposits of our bank and other banks in the region, and the share of total deposits in the city has dropped from 22.4% at the beginning of the year to 2.6%. Faced with this situation, we fully realize that "sailing against the current, if you don't advance, you will retreat". In the first quarter, we did not loosen our grip on organizational deposits, but tried not to expand market share.
through queuing the sub-branches with low market share, we analyzed the specific problems and shortcomings of the Bank's fund-raising work, such as poor assessment and poor incentives. On X, we convened 2 sub-branch presidents whose market share in our town was lower than that of other banks, who were added less than that of other banks in that year, and the assessment was not strong, and held an on-site meeting in xx branch. Once again, boost the pressure and ring the drum of war to end the pair, contribute to the competition and compete for the share. By looking at the propaganda atmosphere in the business hall of xx Branch, and the monthly fund-raising performance and quarterly assessment results of all employees announced by posting; Listen to xx Branch's experience and practice of organizing an open, fair and transparent assessment of funds, and report on strengthening the assessment, expanding the share and promoting the steady development of various businesses; Twenty branch presidents took the stage to express their determination and confidence to win, and carry forward the spirit of leadership, hard work and hardship; Create a good atmosphere of publicity, assessment and fund-raising, and create new achievements.
at the same time, in order to make the cadres and employees of the whole bank more aware of their own gaps and ranking in the whole bank by comparing with the brothers' branches, so as to know ourselves and know ourselves, and win every battle, we have set up a weekly issue, published the deposit situation every week, tracked the dynamics of fund competition organized by each branch, and introduced the methods of fund organization on a regular basis, creating a strong atmosphere of catching up with each other and making progress together. The total deposits at the end of _ month increased by 1.4 billion yuan compared with the end of _ month, and the market share of deposits has been steadily expanded.
(2) devote themselves to advanced education and support local efforts to further improve.
it is our responsibility to support local development and build a long-term mechanism of "three walks in, three services". On the one hand, we will continue to strengthen the awareness of agriculture, rural areas and farmers and actively support their development. Vigorously cultivate typical agricultural support and expand agricultural support.
at the same time, leading the work of seven small and medium-sized enterprises' contact points determined by "Three Enters, Three Services" has played a very good leading role for the Bank to vigorously support small and medium-sized enterprises and strengthen market share expansion. In combination with market share expansion, the whole bank aimed at effective asset mortgage enterprises such as state-owned land and real estate, enterprises with good reputation and promising development, and continuously increased support for local economy. At the end of _ _, the whole bank supported a number of private, individual and joint-stock small and medium-sized enterprises, with a loan balance of _ _ _ billion yuan, an increase of _ _ billion yuan over the beginning of the year and an increase of _ _ billion yuan over the end of _ _. Among them, the proportion of mortgage loans in total loans exceeded 3% for the first time, reaching 3.2%, which was 2.4 percentage points higher than that at the beginning of the year, effectively expanding the market share and further enhancing the reputation and social status of local banks of the Bank.
(3) We should always pay attention to basic management and comprehensively promote special case management.
according to the instructions of the State Council's leadership to strengthen the special case management and prevent the risks of banks, and the Work Plan for Special Case Management of xx Bank and Rural Credit Cooperatives issued by the General Office of China Banking Regulatory Commission, the Bank has carried out in-depth work in all three stages since the end of _ _ _ _.
The basic accounting work has been further strengthened through special case management. Based on the Implementation Measures for Accounting Upgrade and Compliance, the Bank conducted this year's general inspection of accounting cashiers and acceptance of accounting upgrade and compliance for grass-roots sub-branches in terms of account management, cash management and standardized operation, analyzed the problems found out, targeted at the problem, found the crux of the problem, sorted out all links of the operation process, made corresponding norms, and promoted the institutionalization and standardization of accounting work.
The management and operation of credit were further standardized through special case management. In combination with the special inspection of the deviation degree of the five-level loan classification by CBRC, the Bank focused on cleaning up the accuracy of the five-level loan classification, the standardization of loan mortgage rate, the legality of guarantee procedures, the related transactions of enterprises and the multi-bank loans within the Bank, which effectively promoted the standardized management of credit operation. Summary of the work of the Bank in the first quarter of 221 II
In a blink of an eye, it has been more than half a year. Looking back on the work in the past six months, we have both made progress and shortcomings, and learned a lot from it. The main aspects can be summarized as follows:
1. Keep pace with the times and constantly enhance personal political accomplishment
I have always loved the socialist motherland, supported the leadership, adhered to the Four Cardinal Principles, abided by the law and was honest. Through the study, I have a new understanding of the basic theory of the Party and the principles and policies of the country, and further understand the fundamental purpose of serving the people and the spiritual essence of Scientific Outlook on Development. Learning also made me realize that there is no difference between high and low positions, so we must work hard, and we can't reflect our life value without working. As an ordinary employee at the grass-roots level of a bank, he should give full play to the spirit of "ownership" in his work and start from bit by bit in his daily work.
Second, based on this position, study hard to improve the service quality
As I am a front desk employee, it is particularly critical to establish a good image of the company among customers. Through these years' work at the front desk, I have gradually accumulated a set of experience on how to improve the quality of daily service-stick to principles, strictly follow the rules and regulations formulated by the People's Bank of China and the Associated Press, do not operate illegally, and do not handle businesses that are harmful to the interests of banks when encountering unreasonable demands from customers; Never delay the business that customers are in a hurry; When customers come to inquire about business, they can explain it carefully and patiently, so as to "worry about what customers are anxious about and think about what customers think" and truly take customers as God. Such warm and thoughtful service has enabled more and more enterprises to establish good relations with our agency. In addition, in the past six months, I have seen my own progress, but also my shortcomings. Therefore, I used my spare time to learn more knowledge and improve my scientific theory level. In the first half of the year, I passed the basic knowledge examination for qualification certification of bank employees. Usually, I often use the Internet to understand the international situation and major events at home and abroad, which broadens my horizons and enriches my knowledge. In the future work, we should apply our business theoretical knowledge to practical work more fully to further improve our business level.
3. Work actively, unite with comrades and help each other
As an ordinary employee, I always hold a belief in my daily work, that is, "If you don't work hard today, you should try to find a job tomorrow". In the first half of the year, I transferred back to Xinqiao Credit Cooperative from Sidunzi. Although I was psychologically prepared, I was very tired when I got home every day. Nevertheless, in my work, I am always strict with myself and earnestly complete all the work assigned by the leaders.
in the second half of the year, I will do my job well, and at the same time, I will absorb more deposits from the interests of my unit, so as to make my modest contribution to the benefit of Xinqiao Credit Cooperative to a higher level. Summary of the work of the first quarter of 221 Bank III
At the beginning of the new year, Vientiane was renewed. A busy year has passed again. In this year, although I didn't have outstanding achievements and earth-shattering career, I tried my best to be loyal to my duties. I use this plain life, plain work to outline the trajectory of life and harvest the joy of harvest. Now I will report to you on the work in the past year. Please criticize and correct the shortcomings.
First, based on ordinary and down-to-earth work
In Shuimen Sub-branch, I have a most ordinary job-teller. Some people may say that ordinary tellers can't talk about their careers. No, they can do a brilliant career on the counter. Excellence begins with the ordinary, and perfection comes from the earnest. As an employee of a rural commercial bank, especially a front-line employee, I deeply feel the heavy responsibility I shoulder. Counter service is a "civilized window" to show the good service of the banking system, so I win the trust of customers with full enthusiasm, sincere service and positive working attitude every day.
Yes, tellers are the group directly facing customers, and the counter is the window to show the image of rural commercial banks. The daily work of tellers may be busy and monotonous. However, in the face of all kinds of customers, tellers should operate skillfully and serve enthusiastically, day after day, so that customers can truly appreciate the sincerity of rural commercial banks and feel the warmth of doing business in rural commercial banks. This kind of work is extraordinary, and I am proud of my post! To this end, I ask myself to do: first, master excellent business skills and never relax business learning; Second, maintain good professional ethics and abide by national laws and regulations; Third, cultivate harmonious interpersonal relationships and get along well with colleagues; The fourth is to know yourself clearly, to win without arrogance, and not to lose with grace.
second, unity and cooperation * * * with progress
what banking needs is collective unity and cooperation, and one's strength is always limited. There are more and more new employees in the bank. While helping them, I also see their advantages, which always makes me feel a sense of crisis. I often tell myself that I can't satisfy the status quo, but I should be content with being dull, but I should not be mediocre. I should not only concentrate on my work, but also keep absorbing new knowledge to meet the challenges in the future. The times are constantly developing, and the competition in banking work is becoming increasingly fierce. I deeply realize that as a qualified front desk teller, I should have a higher professional level. Only by constantly enhancing my comprehensive quality and expanding my knowledge can I do my work better.
Third, the business is enterprising in an all-round way
In today's increasingly fierce market competition, we must constantly improve ourselves while having a warm service attitude and skilled business ability, so as to better provide efficient and fast services to customers. All kinds of training and skill assessment organized by the sub-branch provided a strong guarantee for me to improve my business skills as soon as possible. I always take an active part in all kinds of training, insist on listening to lectures carefully, and strive to improve my professional theoretical level in combination with the rules and regulations and laws and regulations I usually study.
iv. enhance safety awareness and eliminate potential safety hazards in time
to develop business, safety is the foundation, focusing on business and safety at the same time. When entering or leaving the house, it should be opened and locked, and the safety should be checked in time after work. When handling business, we must adhere to the rules and regulations, ensure that cash and heavy empty accounts are consistent, improve risk prevention and control capabilities, and eliminate potential safety hazards.
5. Review and check the existing problems
First, study is not enough. At present, the new economy based on information technology is booming, new situations and new problems are emerging one after another, and new knowledge and new sciences are constantly emerging. Faced with severe challenges, there is a lack of sense of urgency and consciousness in learning. Theoretical basis, professional knowledge, educational level and working methods cannot meet the new requirements.
Second, when I was tired at work, I had relaxed my thoughts. This is a sign that my political quality is not high and my world outlook, outlook on life and values can't be solved well. In view of the above problems, the future efforts are as follows:
First, we should strengthen theoretical study and further improve our own quality. Familiarity with the front-office financial business can not replace the pursuit of improving personal quality at a higher level. We must learn Deng Xiaoping Theory, market economy theory, national laws, regulations, financial business knowledge and related policies to enhance our ability to analyze and solve problems.
Second, strengthen the overall concept, change the work style, strive to overcome their negative emotions, improve the quality and efficiency of work, and actively cooperate with leading colleagues to do a better job.
Today, we are dedicating the youth like fire to the rural commercial banks, and it is in this alternation of youth that the rural commercial banks are developing step by step. On her clear annual rings, it will also deeply imprint our youth. As a growing youth, only by organically combining personal ideals with career development can we give full play to our work enthusiasm, initiative and creativity and realize our life value in the process of creating a better tomorrow for rural commercial banks. In the first quarter of 221, the Bank summarized its work for four months < P > X-X. With the guidance of bureau leaders and the help of colleagues, it has further improved and strengthened its political ideology, professional level, service awareness and working ability through its own efforts and hard work. The work in this quarter is summarized as follows:
The work in the first quarter of the working year of xx Bank is summarized as follows:
Features of xx Road Sub-branch of XX Bank:
1. The deposit balance at the end of X month is X million. Among them, for business: X million people, xx million
2. The huge villa area of the Fourth Hospital of xx District Government in the Party School of nearby universities has been radiating to xx District. The quality of personnel in xx District is very high
3. After continuous product promotion and a large number of uninterrupted opening outlets, the normal depositors in the jurisdiction have a preliminary understanding and understanding of xx life insurance.
5. The quality of the outlets is relatively high, and their personality is also very good. They are very cautious, earnest and careful, and their mouths are very low, and they hardly speak. The president is very dedicated and cautious in his work. Due to the serious misleading of insurance bancassurance in the past, there was a very serious dispute.