1. What does Alipay target investment mean?
Alipay's target investment service refers to the purchase of designated funds after deducting money from designated deduction channels according to the deduction period and date agreed by users. At the same time, because the target expected rate of return is set, the system will automatically help users sell when it judges that the expected rate of return can be reached.
You can see that the target has invested in one of the most special services, which is automatic selling. After all, target investment can be said to be a more situational fund purchase method compared with the way of buying a fixed investment but selling it yourself.
Second, the difference between target investment and fund fixed investment
1, information can be modified.
Target investment can modify the fixed investment period, deduction channel, whether to continue after reaching the target expected rate of return, target expected rate of return, fixed investment amount, etc.
Once the fixed investment of the fund is confirmed, the above information cannot be modified.
2. Marketable funds
After the target investment reaches the target expected rate of return, the system will sell it, but the fund fixed investment system will not sell it.
3. Optional funds
Only Tian Hong CSI 300 Index C(0059 18) can be selected as the target investment, and more funds may be introduced in the future.
Funds can choose any fund for fixed investment, and there is no restriction on designated funds.
It is considered that target investment is an upgraded version of the fund's fixed investment, and its service is obviously more suitable for the operation of the fund. The advantage is that the system close to the target expected rate of return automatically sells the funds invested by the target, but the disadvantage is that there is too little selectivity. But as far as the mode is concerned, it is undoubtedly better than the fixed investment of the fund. I hope that the follow-up target investment can introduce more funds with excellent performance for everyone to choose from.