I. BOC Huitong Investment Co., Ltd.
Bank of China is engaged in banking and related financial services, including commercial banking, investment banking, insurance, direct investment and investment management, fund management and aircraft leasing. Performance during the reporting period: Based on the new development stage, Bank of China implemented the new development concept, served to build a new development pattern, promoted the prevention and control of epidemic situation as a whole, and improved its business performance steadily. In the first half of the year, the Group achieved after-tax profit of 1,185.47 million yuan, up 9.96% year-on-year; The after-tax profit of shareholders of Bank of China was 65,438+0,65,438+0,286,5438+0.3 billion yuan, up by 65,438+0.79% year-on-year. The average ROA was 0.93%, and the ROE was 1 1.97%. Two. Business review during the reporting period:
Business of Chinese mainland Commercial Bank: Focusing on the strategic planning of the Group, Bank of China has accelerated the construction of a strategic development pattern with domestic commercial banks as the main body and globalization as the two wings. Mainland commercial banks in China focus on the structural reform of service supply side, firmly adhere to the coordinated development strategy of service regions, seize the opportunity of the times, focus on key regions, key businesses and key projects, consolidate the customer base, strengthen the drive of product innovation, and continuously enhance their sustainable development capabilities. In the first half of the year, the business income of commercial banks in China Mainland was 23321800 million yuan, an increase of1624.5 billion yuan, an increase of 7.49%.
Corporate finance business: China Bank, with the theme of high-quality development, continues to promote the transformation of corporate finance business and improve the quality and efficiency of serving the real economy.
Second, inclusive finance.
Focus on supporting high-quality development in key areas such as inclusive finance, green finance, strategic emerging industries and manufacturing, and help the transformation and upgrading of the national economy. Actively expand the core customer base of advanced manufacturing and digital economy industries, and help strengthen the national strategic scientific and technological strength. Accelerate the coordinated development of Beijing-Tianjin-Hebei, xiong'an new area, Yangtze River Delta, Guangdong-Hong Kong-Macao Greater Bay Area and Hainan Free Trade Ports (hereinafter referred to as "free trade ports") with financial strength, and help the national regional coordinated development strategy. Promote the internationalization of RMB in an orderly manner, be the main channel of RMB cross-border circulation and the leader of service innovation, and help the country expand its opening-up strategy. Further promote product innovation, continuously optimize system functions, strive to improve the service quality and efficiency of enterprise annuity, occupational annuity, salary and welfare plan and old-age security management, and help the construction of national social security system. In the first half of the year, the financial business of mainland companies in China achieved operating income of 9157.4 million yuan, a year-on-year decrease of 6150.0 billion yuan, a decrease of 6.29%.
Three. Corporate deposit business
China Bank adheres to the principle of "customer-centered", scientific classification and precise policy making, and strives to build a perfect hierarchical marketing management system for its customers, so as to continuously lay a solid foundation for development. Focusing on the diversified financial needs of customers, we will enhance our awareness of cross-border services and comprehensive marketing, enhance our comprehensive service capabilities, and make a large number of customer financial assets. Actively integrate into the domestic and international dual-cycle pattern, open up channels for domestic settlement and international settlement products, increase the flow of payment and settlement business, improve the ability to retain funds, and promote the healthy and sustainable development of deposit business. Highlight the strategic positioning of administrative business, accelerate the construction of smart government ecosystem, help the digital transformation and informatization construction of administrative customers, give full play to the platform role of administrative business in connecting government sources, radiating industry customers and driving private customers, and continuously expand the sources of deposits. Focus on key industries and customer groups of administrative undertakings, formulate differentiated marketing strategies, focus on the whole industry chain and scene marketing of education, medical care and other industries, and enhance market competitiveness in key areas.