Which income is higher, fixed investment or one-time purchase?
Equally high, the advantage of fixed investment is to avoid the losses caused by investors' frequent buying and selling of funds, rather than saying that fixed investment is more profitable than one-time purchase. The fixed investment of the fund does not allow investors to make more money. First, it can reduce the economic pressure of buying funds at one time. Second, there is no need to always stare at the benefits. Third, it can effectively avoid the risks in day trading. The fixed investment of the fund is like compulsory deposit, which achieves the purpose of compulsory savings.
The fixed investment of the fund only makes the income curve of investors smoother. This curve may be a downward curve or an upward curve, and the fixed investment of the fund is not guaranteed.
Compared with the characteristics of one-time purchase of fixed investment and diversified investment, it can effectively resolve the timing risk. The charm of the fund's fixed investment is that it takes time to force the seller to reduce the price. Insist on fixed investment when falling, and the proportion of losses will be less and less. If it rises, it will insist on fixed investment, and the profit ratio will become smaller and smaller.
Rules related to fixed investment of funds:
1 fixed investment cycle: including day, week and month;
2. Deduction date: it can be set from Monday to Friday every week, 1 to 28th every month;
3 Deduction account: it can be the main bank card, the funds in the main fund account or the share in the live Qian Bao stock account;
4 Initial amount of fixed investment: subject to the display in the fixed investment interface.
Once the fund is fixed, don't terminate it at will, and don't sell it at the slightest sign. After all, when the fund makes a fixed investment, it doesn't invest much, and the holding share is small, so the long-term holding effect is more obvious.