For example, if you invest 1 1,000 yuan, then you have 1 1,000 yuan. 1 month later, you will have the income of 3 yuan, and your share will become 1.003 yuan. In other words, the money you earn becomes shares.

This is to show that monetary funds are just like cash and deposits, and 1 copy is 1 yuan, which is convenient for calculation. The money fund is indeed an asset similar to cash, with only theoretical risks and returns similar to bank time deposits.