30-year-old male, choose 10 years, guarantee 15 years, and annual premium100000 yuan. You can get it at maturity: according to the survival dividend, if you choose the accumulated interest of the company, you can get 2 19000 yuan at maturity, plus 1 16000 yuan.
You can also choose to automatically transfer the survival fund to the happiness fund account, which is an ordinary account and can increase the secondary value after the funds enter. If the insurance expires, the income is about 6.5438+0.43 million yuan.
The specific dividend income of Taiping Wealth Growth Happiness Edition annuity insurance is related to the actual premium, insured amount and payment period, and the protection contents are as follows:
1, survival fund: 1000 yuan × number of insured shares × deposit payment ratio × (1 accumulated dividend insurance amount/basic insurance amount);
2. Special survival fund: 1 1,000 yuan × number of insured shares × proportion of survival fund payment;
3. Maturity insurance premium: the sum of basic insurance amount and accumulated dividend insurance amount;
4. Death insurance premium: the annual insurance premium of the contract at the time of death × the number of policy years or payment years of the contract.
When the selected insurance period is 15 years, the deposit payment ratio of the above 1 and 2 responsibilities is10%; When the insurance period is 20 years, the deposit payment ratio of the above 1 and 2 responsibilities is 12%.