Funds can be bought and sold at any time, as long as the subscription and redemption are not suspended. The subscription and redemption methods of the Fund include: submitting a written application at the sales counter, telephone or website. Investors who purchase and redeem funds in written form must fill in the application form for purchase and redemption at the fund sales outlets, pay the purchase amount and provide relevant supporting documents.

Fund trading process

1. Profit according to the risk fluctuation of the fund. There is an evaluation index in the fund called Sharp ratio. For example, the Sharp ratio of a fund is 2, which means that every fluctuation of the stock or bond it invests in 1 yuan (that is, taking the risk of one unit) will bring 2 yuan to the fund (that is, obtaining the corresponding unit income).

Its calculation formula is: Sharp ratio = (expected return rate of portfolio-risk-free interest rate)/standard deviation of portfolio.

For example, the yield of one-year treasury bonds is 3% (we generally regard the yield of 1 year treasury bonds as a risk-free interest rate), the expected return of the fund portfolio is 20%, and the standard deviation of the portfolio is 5%, so the Sharp ratio is (20%-3%)/5%=3.4, which means the risk of your fund portfolio per 1 unit.

Therefore, the greater the Sharp ratio, the greater the volatility income. At this time, we can appropriately raise its take profit point. What about upward fluctuations? This will maximize your income.

2. The fixed investment is large, and the take profit point can be appropriately reduced. If you are a fixed investment, take profit needs to be determined according to your fixed investment amount. According to the stupid simulation calculation, the monthly fixed investment is 2000, min 19, and the income obtained is equivalent to the monthly fixed investment 1000, divided into 24 periods. Funds with a large amount of fixed investment accumulate more principal for a long time and make money quickly, so they reach the expected income earlier. In order to ensure the safety of the principal, our profit point (expected rate of return) can be appropriately reduced at this time.

3. Fixed investment "profit rolling". If your fixed investment is profitable, you can continue to invest the redeemed money (principal and interest). What do you mean?

For example, the monthly fixed investment is 2000, divided into 24 installments, and the principal and interest will be 72000 after 2 years. At this time, you can continue to invest 2,000 yuan, and then divide the redeemed 72,000 yuan into 24 periods, and add 3,000 yuan to the original fixed investment fund in each period or "find another job".