In fact, it is equivalent to the balance treasure of CCB. Now, because of the competition of Yu 'ebao, all banks have launched their own similar products, mainly to buy money funds, which is almost risk-free. The only drawback is that you have to wait for redemption, t+ 1, and you can only do it on weekdays, and you have to wait when you are in a hurry to use money.

Extended data:

China Construction Bank's "Bao" product "Kuaili" was launched in some areas in a low-key manner, and it was connected with the newly established "Jianxin Cash Money Market Fund". So far, several large state-owned banks have launched their own "baby". Next, let's take a look at the "quick profit" of CCB. What is the rate of return?

Product details

Product name makes a quick profit

Issuer Construction Bank

Docking funds, China Construction Bank, cash and money funds.

Investment starting point 100 yuan.

Fund transfer-out limit and arrival time There is no limit for fund transfer-out, T+ 1 redemption.

There is no handling fee for subscription and redemption.

Security:

Quick-profit products mainly invest in money market instruments with good liquidity and low risk, which can help investors create stable investment income. At the same time, investors who subscribe to CCB's cash treasure money market and buy and sell quick-earning products only go in and out through CCB's bank card, without going through a third-party payment institution, so the funds are safe and secure.

Second, the rate of return:

CCB Cash Money Market Fund, which is connected with fast-growing products, was just established on September 17, and is jointly managed by Yu Hechen, senior fixed income fund manager of CCB Fund. According to the absolute income ranking of fixed-income funds published by Haitong Securities Financial Products Research Center in recent five years, CCB ranks fourth among 52 fund companies. The annualized rate of return of CCB cash in Tian Li on the first day of September 17 was 3. 1 14%. I believe there will be a good rate of return in the future.

Third, convenience:

The "quick profit" product launched by CCB this time is exclusive to CCB customers, starting at 100 yuan, with zero transaction fee. It is the first and only cash management product in CCB channel to realize "T+65,438+0". Although the arrival time is slower than T+0' s "baby", there is no limit to the transfer, which is convenient for accessing large amounts of funds.