In the process of the fund's continuous decline, every investor wants to return to the capital quickly, so in the early stage of market adjustment, they will increase their positions substantially to reduce costs and want to return to the capital as soon as possible to make money. However, the real adjustment of the market is often long and painful. If you do this rashly, in the face of the continuous adjustment of the market, because most of the funds in the early stage are added halfway up the mountain, you will not buy real low chips, so you will be quilted for a long time, even if the market rebounds and rises, you will not earn much at all. Just like the recent adjustment of the technology sector is close to 40%, many people estimate that most of the positions were added when they plunged in July, while the low positions in September and 10 did not dare to add positions, which did not effectively reduce the loss rate. Therefore, the low absorption after the fund crash also needs certain strategies.

Lying down after the plunge is not the best choice for the fund. For example, if we invest 100 yuan, we will lose 50% after the plunge. At this time, the principal is only 50 yuan. If you lie down, you need to rise 65,438+000% in the position after the plunge to return to your original position. This difficulty can be imagined. Even if you insist on returning to the original, you will miss this wave of market and waste time; If we add the position of 100 yuan to 50 yuan after a 50% decline, your average cost is 75 yuan, and you only need to increase the position by 50% to return to your capital. Your cost price will be lower than when you first bought it, so when the fund rebounds to the original position of 100 yuan, you can earn more, which is why you can't make it after the plunge.

Similarly, it is not recommended to cut the meat and leave after the fund falls sharply. If you buy index funds at a high level and just face market adjustment, there may be a decline of more than 10 points in just a few days. Because there is no hope of a rebound, many investors may be tempted to cut their meat and leave. This is extremely unwise. We all know that as long as the bear market is not in a unilateral downward trend for a long time, it will rise if it falls. Our exit position may be the nearest low. After leaving the market, we will miss the rising prices in the market. Some people may want to leave the market first and wait for the market trend to improve before entering the market. I want to tell you that the ups and downs of the market are very short-lived, and most of them are in a volatile market. It is extremely difficult to bargain-hunting and escape from the top. Only by reasonably absorbing in the falling market and firmly holding in the volatile market can we grasp the trend of a sharp rise in the market.

Through the financial investigation of fund management in recent years, I think the most reasonable way is to buy low-level chips in batches to reduce the loss rate and wait for the market to rebound quickly to return to profit; Take the market crash in March-April this year as an example, the index dropped from about 3 100 to the lowest point of 2600. Many people think that the market will continue to fall in the face of the unfavorable environment of the melting of US stocks and the serious epidemic situation at home and abroad, so many people missed the opportunity to add positions, and waited until the market broke through 3000 points in June and July, and then entered the market to catch up, which was seriously quilted. In fact, as long as you have a low level in March-April this year, you will make a profit this year anyway. Facing the collapse of funds and the constant adjustment of the market, we can't change the market. We can only choose to change our position. The lower the position, the higher the position. There is no reason to wait until the market comes.

Recently, the market has been adjusted from 3400 points to around 3200 points again. Everyone thinks that the market is shrinking and the external environment is unstable, and the blood-sucking effect of ants listed on the market feels that there is still the possibility of further decline. I want to say that this position is not too high. The support of 3200 points has been tested many times, and the technology sectors such as semiconductor chips have been adjusted greatly, so I think this is a good low-suction position. If I am so worried, how can I grasp the opportunity of market pull-up in the future? So this time, I will continue to choose low-raise, and then insist on waiting for the arrival of the market. Maybe next week.