1. Several common ways to buy and sell funds:

1. Buying and selling funds in the fund company official website, disadvantages: 1) Online banking must be opened; 2) Fixed investment is not very convenient, and it needs to be registered on the websites of many fund companies; 3) If the bank card is lost, it is very troublesome to change the bank card account number (evidence of issuing a certificate in the bank or changing the card must be mailed to the fund company); Advantages: the subscription rate is low, the front-end charge is generally around 0.6%, and the back-end is the same;

2. Trading funds at the bank counter has the advantages of security, convenient fixed investment and various types of funds; Disadvantages: 1) time limit, trading must be conducted from 9: 30 to 15: 00 from Monday to Friday (except for legal holidays and stock market closing time); 2) Running back and forth in the bank queue is a waste of time;

3. Trading funds through online banking,

Advantages: 1) Safe and secure. Although online banking is used, there is no need to open the online banking transfer and remittance function. When trading or investing in funds and Internet cafes, there is no need to worry about affecting the security of funds in bank cards; 2) It is convenient to buy or invest in funds (as long as there are computers and networks), and there are many types of funds; Disadvantages: Must have network and computer and simple computer operation knowledge;

4. Use mobile banking to buy, advantages: In addition to using online banking to buy and sell funds, it is more convenient and faster to make a fixed investment or buy and sell funds; Disadvantages: 1) You must have a mobile phone with Internet access and WAP (monthly subscription is recommended); 2) Some mobile phone banks have a monthly fee, and CCB mobile phones are exempt from a three-month monthly fee; 3) Most banks can't vote online.

5. Other ways, such as securities companies, telephone banking, fund direct sales offices, etc.

2. Basic procedures for recommending trading funds.

It is suggested to use the online banking of CCB to purchase funds and fixed investment funds, and the process is as follows (taking CCB as an example, the process of other banks is basically the same).

1. For handling bank cards or existing bank cards, it is recommended to use CCB cards or payroll cards;

2. On trading days (Monday to Friday

9: 30- 15: 00, except legal holidays and A-share closing days), and bring my ID card to the bank counter to apply for online fund investment (online transfer and remittance function is not required).

3. After online registration, first open a fund account on the Internet or mobile phone website, and then set the name/date and amount of the fixed investment fund. Generally, the minimum requirement for a fixed investment fund is 100-300 yuan for one month, or you can purchase the fund directly, with a minimum of 1000 yuan;

4. Redemption is easier. After logging in to the online bank, click Redemption (it will arrive in 3-7 days).

5. Inquire about fund net value/share/profit and loss, etc. , and you can log in to online banking for inquiry.