Investment and financial management strategies are as follows:

1 First of all, we must master the investment consciousness, and then master certain investment and financial management skills, break down the big goals into small goals, realize the small goals one by one, and finally achieve the big goals.

2. Before investing in financial management, investors need to go to the bank for risk tolerance assessment and testing. After investors complete the risk tolerance assessment test, combined with their own risk tolerance and financial objectives, analyze the products that match the investor's risk tolerance.

3. There are many options for investing in wealth management products, including funds, wealth management products and insurance. If it is the first time for investors to invest in wealth management, they can go to the bank to consult the wealth management manager, or log on to the bank official website to browse their interested investment and wealth management products.

4. Investors need to read the instructions of wealth management products carefully when purchasing wealth management products. In the description of wealth management products, special attention should be paid to the expected annual rate of return, establishment or maturity date, risk level and so on.

5. If investors have low risk tolerance, they can try to invest in money funds. Money fund is suitable for novice investors because of its low risk and low income. When investors have investment experience, they can try to invest in medium-risk wealth management products, or invest in blue-chip funds and international bond funds.

If you want to learn the knowledge of investment and financial management from scratch, you must first have a concept of investment and financial management, read more financial information and systematically establish your own financial management concept. Classic books on investment and financial management have stood the test of the times. In the information age, knowledge can be obtained through the Internet, books and news. I don't know if you feel the same way: "I have collected 50 websites on how to invest and manage money in my browser, but I haven't opened them yet, and I haven't tried whether they are suitable or not." I am very active in collecting, but I lack the opportunity to open my study. "It is easy to set goals in investment and financial management. This is only the first step in 100, but the remaining 99 steps need to be sustained. Only by changing the knowledge of investment and financial management from fragmented and irregular information into systematic learning can it be effective.