The charges are as follows: 1. Deed tax. If you purchase a house of 90 square meters or less, and you only own this suite, in other words, you have no other houses, the deed tax will be levied at a reduced rate of 1%.

Then many people will buy larger houses. After all, the country has introduced a two-child policy. For housing exceeding 144 square meters, 3% of the total, and non-residential 4%.

Usually the deed tax is paid together with the down payment and is collected by the developer.

After paying the relevant fees, the developer will issue a formal purchase letter.

2. Stamp tax 0.05%.

It is paid directly when signing the contract. 0.05% of the total house price is usually paid together with the down payment, so that the developer can handle the contract registration and real estate certificate in a unified manner.

If you apply for a mortgage loan, the second set of fees you need to pay when signing the contract is bank mortgage fees. There are subtle differences between banks in commercial loan fees.

3. Overhaul fund: 2%-3% of the purchase price is a maintenance fund for public facilities and general equipment (involving all parts of the house such as exterior walls, roofs, sewers, water pipes, etc.).

After the developer or property company opens an account at a bank designated by the local housing authority, the home buyer can deposit the money themselves.

Generally speaking, when the home buyer receives the key and checks in, the developer will collect the house maintenance funds on his behalf.

4. Calculation starts from the day when the house is accepted and the day when the house buyer passes the inspection.

If the property purchaser fails to take possession of the property without justifiable reasons after the developer issues a notice of occupancy, the property management fee can be calculated starting one month after the notice of occupancy is issued.

Usually three months are paid in advance.

Houses that the property owner has not lived in for a long time or vacant houses that have not been sold by the developer must pay property management fees.

The ownership registration fee is 80 yuan/set. The ownership registration fee is the cost of applying for the real estate certificate. The transaction fee is 2.5 yuan/square meter x building area.