Recently, everyone is talking about how to deal with low commission by buying on-site funds. Bian Xiao specially inquired about some relevant documents and compiled the following materials for your reference.

What is an on-site fund? On-site fund refers to the fund products listed on the exchange, and investors can buy and sell directly through securities accounts. Compared with off-exchange funds, on-exchange fund transactions are more convenient and fast, with a high degree of transparency and liquidity. At present, there are many fund products on the market, including stock funds, bond funds, money funds and index funds.

How to buy a floor fund with low commission? It is very important to buy on-site funds and choose securities companies with lower commissions. Generally speaking, commission includes two parts: transaction commission and management fee. Trading commission refers to the transaction fee charged by securities companies, which is generally a few ten thousandths of the transaction amount. Management fee is the fee charged by the fund company for managing the fund, which is generally a certain proportion of the fund assets.

When choosing a securities company, we need to carefully compare the commission fees of different companies. Some securities companies will offer preferential commission activities, for example, new customers can get a certain commission-free amount when they open an account, or old customers can get a certain commission refund when they invite new customers to open an account. Some securities companies will also introduce different commission preferential policies for different fund products, and investors can choose according to their own needs.

Precautions When choosing a securities company and buying a fund, you need to pay attention to the following points:

1. Need to choose a formal and legal securities company to avoid being cheated;

2. When choosing a fund product, you need to carefully understand the investment strategy, management fee and risk return of the fund, and choose the product that suits you;

3. When buying a fund, you need to pay attention to the trading time and trading rules to avoid losses caused by being unfamiliar with the trading rules;

4. Investors need to invest carefully, don't blindly follow the trend or trade impulsively, and avoid making mistakes due to emotional influence.

To sum up, buying floor funds with low commission is an effective investment method. Investors need to choose the right securities company, understand the situation of fund products, pay attention to investment risks, and avoid making mistakes because of blindly following the trend or impulsive trading. In the long-term investment process, we need to be rational and patient, actively learn investment knowledge, improve investment ability, and achieve the dual goals of wealth appreciation and risk control.