I think Prudential is a little more perfect than other insurances ~ ~ I bought two insurances in their company, one education fund, which I have to pay to 8 yuan almost every month, and one accidental injury plus health medical insurance costs about 4,5 a year. I think it's good to buy an insurance policy, which can manage money with security. Why not? Don't return it, it's better than saving it in the bank.

Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.