The A-share market has experienced a sharp drop recently. In this volatile market, short-term adjustment provides a good opportunity for the fund to make a fixed investment. When the market plummets, for rational long-term investors, now is the time for buy buy to buy.

For example, the Shanghai and Shenzhen 3 Index Fund.

The Shanghai and Shenzhen 3 Index is a "barometer" reflecting the overall trend of the Shanghai and Shenzhen markets. The total market value of Shanghai and Shenzhen 3 constituent stocks accounts for 51% of A-shares, including most leading listed companies in various industries in China. With good composition, high liquidity and active trading, it can be said that it is the best asset in the whole A-share market.

In the past 12 years, the annualized rate of return of the Shanghai and Shenzhen 3 Index was 14%.

In fact, according to the investment direction or fund characteristics, the CSI 3 has many subdivisions, such as CSI 3 dividend, CSI 3 value, CSI 3 growth and CSI 3 enhancement.

3 value and 3 enhancement are common.

the value of CSI 3 is a derivative index of CSI 3, which is an index composed of stocks with low P/E ratio.

The enhancement of the Shanghai and Shenzhen 3 Index is the active and quantitative enhancement on the basis of the constituent stocks of the Shanghai and Shenzhen 3 Index (some of which are beyond this range), so as to obtain super profits.

what is the difference between 3 enhancement and 3 value?

(The green color in the figure is underestimated, and the yellow color is normal valuation)

At present, the value of 3 and the enhancement of 3 are underestimated, and the Shanghai and Shenzhen 3 are normal valuations.

so how to choose?

most of the time, 3 enhancement can outperform the Shanghai and Shenzhen 3, and the value risk is more dispersed than 3.

in fact, as long as you can choose one and stick to it, you will get something in the future.

the biggest problem with investing is that you can't stick to it. It is possible that you have been in a state of floating losses since you bought it. If the index of fixed investment drops by 5%, are you prepared for the worst?

Finally, before you invest in index funds, you must confirm the following points:

If you can confirm the above points, please implement the investment in a disciplined manner. With the accumulation of time and funds, you will definitely gain a lot in the next bull market.