Pension, also known as pension, consists of two parts. The first part is basic pension, and the second part is personal account pension.
In the process of employees paying social security, the balance of the overall account is generated. The part paid by the individual is included in the personal account pension, and the part paid by the unit is included in the overall account, which is the main source of the subsequent basic pension.
From the calculation formula of pension:
Pension = basic pension+personal account pension
Basic pension = (last year's average monthly salary of employees in the province+my average monthly payment salary) ÷2× payment period × 1%
Personal account pension = total storage amount of personal account ÷ months.
There are many formulas. To put it simply, there are three factors that affect the final treatment of social security: 1, the payment period, 2, the average salary in the province, 3, the payment base, that is, your monthly salary, different grades, and the payment base is not needed.
Although the pooling account is the source of the basic pension, the number of pooling accounts has nothing to do with the final collection of the basic pension.
Generally speaking, it is more about the distribution and transfer of countries between different regions. For example, when the social security relationship is transferred, the funds in the overall account will be transferred between the social security bureau and the social security bureau; When granting pensions, the turnover of overall account transfer is carried out in different provinces.