Site insurance includes personal accident insurance, a construction engineering group; General group personal accident insurance; Employer's liability insurance, there are three kinds of accident insurance that can be considered, and the specific insurance type is determined by the construction unit and the workers through consultation.

legal ground

Article 10 of the Regulations on Industrial Injury Insurance

The employer shall pay the work-related injury insurance premium on time. Individual employees do not pay work-related injury insurance premiums.

The amount of work-related injury insurance premium paid by the employer is the product of the total wages of employees multiplied by the unit payment rate.

For industries that have difficulties in paying work-related injury insurance premiums according to the total wages, the specific payment methods of work-related injury insurance premiums shall be stipulated by the administrative department of social insurance of the State Council.

Article 11

Work-related injury insurance funds are gradually implemented at the provincial level.

Cross-regional industries with large production mobility can participate in industrial injury insurance in different places in a relatively centralized way. The specific measures shall be formulated by the administrative department of social insurance of the State Council in conjunction with the relevant departments in charge of industry.