Lost money. Bank of China Heng Yue 180-day holding period fund shares set a lock-up holding period of 180 days. Due to the negative investment loss of the fund during the holding period, it is possible to lose all the funds in rare extreme cases. Moreover, the fund is a bond fund, and its expected risk and expected return level is higher than that of money market funds, but lower than that of hybrid funds and equity funds. During the holding period, it cannot be redeemed or transferred out.