1, fund manager
Fund investment means that investors entrust funds to fund managers for management and application by purchasing fund shares. Therefore, the ability and level of fund managers is the key to profitability.
Fund managers include fund managers and fund companies. Naturally, the stronger the fund company, the better. You can refer to the performance level of other fund products under the fund company. Fund managers can observe their past management performance and understand their strength and management style.
2. Fund investment objectives
Knowing the target of fund investment means knowing the whereabouts of investment funds, and different investment targets also determine the investment risks of different fund products. The investment targets of fund products are generally clearly stated in the product documents.
Monetary funds, bond funds, hybrid funds and stock funds are classified according to the different investment targets of funds. Monetary fund has the lowest risk, while equity fund has the highest risk.
3. Fund performance
Fund performance comparison includes vertical comparison of the historical performance of the same product and horizontal comparison of the performance of the same type of product.
Although performance does not represent future performance, it can be used as a reference indicator of fund strength. If the fund's past performance fluctuates greatly and its performance is average, then it needs to be carefully selected.
Similarly, if the performance of this fund is not as good as that of other similar funds, then we should also choose carefully. However, it should be noted that different types of funds have no comparative value. For example, the risks of bond funds and equity funds are very different, and the comparison between them is meaningless.
The above content about how to judge the quality of the fund, I hope it will help you. Warm reminder, financial management is risky and investment needs to be cautious.