While being attracted by the income, we should also pay attention to the fact that the theme fund has a high risk concentration and limited investment scope, and may also miss some investment opportunities in the market, which has the characteristics of strong phased income. While paying attention to the benefits, we must not ignore the risks.
How to choose a good theme fund?
First, choose a theme with long-term investment value.
For the investment of theme funds, the choice of track is very important.
A good track must have both growth and long-term investment value. A good investment theme should have both reasonable investment logic and solid performance support. It can be more specifically understood that the industry I want to choose has great room for growth in the future. Do the stocks in this industry have a strong money-making effect?
According to this standard, several alternative tracks are screened out, and the industries that you are relatively familiar with are selected for in-depth research, and the target track is selected.
Second, build a suitable investment strategy
The choice of investment strategy is also very important. To do fund investment, we must have the concept of portfolio investment. Only by building a fund portfolio with a reasonable balance between income and risk can the investment be more scientific, reasonable and long-term.
It is suggested that the investment strategy of "core+satellite" can be adopted. If investors are relatively stable, broad-based index funds or bond funds can be used as the core to maintain the stability of returns, while small positions with theme funds as satellites can impact high returns.
If you can bear greater risks, you can allocate theme funds in the core, focus on obtaining high returns, and allocate some broad-based index funds and long-term excellent funds to balance risks.
Third, select funds with reference to technical indicators.
Using various technical indicators and other investment tools to comprehensively evaluate the fund, many investors are used to measuring the profitability of a fund through historical performance, which is obviously wrong.
In addition to performance, we should also be good at evaluating funds with various indicators.
Such as fund turnover rate, retracement, standard deviation and so on.
The relatively high turnover rate of a fund does not mean that the fund must be poor, but the turnover rate of funds in day trading will never be low in the short term, and the risk will be higher.
There is also the withdrawal of funds. If a fund manager blindly pursues the rate of return data, but does not pay attention to the control of withdrawal, it is also more dangerous. Under normal circumstances, it is normal for the theme fund to be raised up to about 20%. If you exceed it, you should be cautious.