It is enough for the unit manager to prepare the required materials and go to the Bank of Beijing Sub-branch in the jurisdiction of the unit to go through the collection procedures. But individuals can't receive it directly, and they can only receive it by the unit.

the money from the medical insurance card belongs to the personal account of medical insurance and is used to pay the workers. Medical insurance institutions regularly transfer employees' medical insurance cards, and the transfer ratio is generally about 4% of the payment wages (retirees are basic pensions), because the age transfer ratio is slightly different, and the specific measures are stipulated by the provinces and cities where they are located.

Article 1: The basic medical insurance for employees shall be combined with social pooling and individual accounts, and the basic medical insurance fund shall be composed of pooling funds and individual accounts. The overall fund and individual account shall be accounted for separately, and shall not be squeezed out of each other.

(1) personal account. After the employer and individual pay the basic medical insurance premium on time and in full, the social insurance agency shall include it in the personal account of the insured in accordance with the prescribed proportion.

The specific ratio is: under 45 years old, it is calculated as 3% of the individual contribution base; from 46 to the legal retirement age, it is calculated as 3.5% of the individual contribution base; retirees under 75 years old are calculated as 4% of their previous year's pension; and retirees over 76 years old are calculated as 4.5% of their previous year's pension.

(2) pooling funds. The basic medical insurance premiums paid by employers and individuals are included in individual accounts according to the prescribed proportion, and the rest are included in the overall fund.

Extended information:

Cash withdrawal

The Tianjin Municipal Bureau of Human Resources and Social Security recently issued the Notice on Optimizing the Personal Account Management of Employees' Medical Insurance, which made it clear that from October this year, Tianjin Medical Insurance Card will be cashed out from October, and 7% of the personal account amount of employees participating in the basic medical insurance according to the unified account mode will be funded, and the insured personnel will be managed. The remaining 3% will continue to implement bookkeeping management, which will be specially used to pay the expenses incurred by the insured in the medical insurance policy.

Reference: Baidu Encyclopedia: Social Medical Insurance Card.