First, judge according to your investment preference and risk preference. Conservative investors, moderate conservative investors, moderate investors, moderate enterprising investors, Radical investors)
Conservative investors: the primary goal is to protect the principal from damage and maintain the liquidity of assets.
Moderate and conservative investors: stability is an important consideration. I hope that the investment can have some value-added benefits on the basis of ensuring the safety of the principal.
Moderate investor: eager for higher return on investment, but unwilling to take greater risks.
Steady and enterprising investors: pay attention to long-term value-added investment.
Aggressive investor: highly pursuing capital appreciation, willing to accept possible large fluctuations in exchange for the possibility of high capital growth.
Combine fund portfolios according to your investment preferences.
What is the fund type? Insurance fund? Trust fund? Investment fund? Stock fund? Monetary fund? Bond fund? Other species
Understand the specific financial situation
3. 1 Understand whether the investment objectives of the fund are in line with their own investment preferences.
3.2 Understand the historical return on investment of the fund
3.3 Understand the average income of fund managers. The higher the income, the stronger the trading ability of fund managers.
3.4 Understand the risk assessment and reporting rate of the selected funds. Judge the balance between risk and return of the selected fund. The above is the most convenient way to choose a fund.