Agricultural insurance policy in 22

Many friends don't know much about agricultural insurance policy, so today Xiaobian will tell you about agricultural insurance policy in 22.

1. Expand the coverage of agricultural insurance

On the one hand, we will promote the pilot reform of policy-based agricultural insurance, and on the basis of enhancing the inherent attractiveness of agricultural insurance products, we will steadily expand the coverage of bulk agricultural insurance related to the national economy and people's livelihood and national food security in combination with the implementation of important agricultural product protection strategies.

2. Improve the level of agricultural insurance

On the basis of covering the direct materialization cost of agricultural production, expand the agricultural catastrophe insurance pilot and gradually improve the level of insurance. We will promote the pilot projects of full cost insurance and income insurance for rice, wheat and corn, and promote agricultural insurance to "protect prices and income" to prevent the double risks of natural disasters and market changes.

3. Broaden the field of agricultural insurance services

Explore the construction of an agricultural insurance product system covering basic insurance, commercial insurance and additional insurance with financial subsidies. At the same time, we will promote index insurance, regional output insurance and agriculture-related insurance, explore a comprehensive insurance package, and include agricultural production facilities and equipment such as agricultural machinery greenhouses and farm houses in the scope of protection.

agricultural insurance compensation standard

agricultural insurance compensation standard is believed to be a concern of many farmers, so let's take a look at the related issues in this respect!

according to the relevant laws and regulations of our country, the first thing is to set up the starting point. The starting point of claim is 3%, that is, when the loss rate of the insured crops due to natural disasters reaches 3% (including 3%) or more to 7%, the compensation shall be calculated according to the insurance amount and loss rate of the crops during their growth period.

the specific claim calculation formula is: compensation amount = loss rate of insurance amount in each growth period. When the loss rate reaches more than 7%, it will be paid in full according to the insurance amount of the crop growth period.

1. The insurer is not responsible for compensation for the loss rate of rice planted due to natural disasters within the scope of insurance liability below 3%.

2. if the actual loss rate is above 3% (inclusive), the compensation shall be paid in proportion, and 7% (inclusive) shall be paid in full. When the insured rice plot area of each insured is less than the actual planting area, the compensation shall be calculated according to the proportion of the insured area to the actual planting area.

the significance of agricultural insurance

agricultural insurance is of great significance to farmers, so what are the significance of agricultural insurance?

1. agricultural insurance contributes to the healthy development of the national economy?

in our country, agriculture is the foundation of national economy, and the fluctuation of agricultural economy is an important factor that causes the periodic fluctuation of national economy.

actively developing and promoting agricultural insurance in an all-round way has an important impact on the development of national economy and the improvement of agricultural output value. To this end, we should have a comprehensive and correct understanding of the existence of agricultural insurance and fully realize the promotion and influence of agricultural insurance on the national economy.

2. Agricultural insurance contributes to the stability of social life

Farmers' means of subsistence come from their labor income, and the shrinking or interruption of farmers' production due to disasters and accidents will make their family life difficult.

The emergence of agricultural insurance has given strong support to farmers, so that farmers can get a certain proportion of compensation when they encounter production risks, which has an important impact on reducing agricultural production disaster losses and making up farmers' income.

3. Agricultural insurance helps to expand the accumulation scale

As a kind of social reserve fund (used to compensate various economic losses), agricultural insurance fund has withdrawn from the production process and needs to be gradually used to compensate various economic losses during the insurance guarantee period.

the existence of agricultural insurance provides strong support for the formation of social reserve funds, ensures the emergence of social reserve funds, and has an important impact on expanding the accumulation scale of social reserve funds and meeting the needs of social development.

that's all about agricultural insurance. I hope it will help you!