Licaitong is a platform for investment and financial management, and there are also products that earn income on demand. Money funds and insurance wealth management, which are not on it, all say that you can take it when you buy it, which is equivalent to demand deposits, and the income is much higher than that of bank demand deposits. I often invest in money funds on it, with a minimum income of more than 2.7. The investment risk is very small, mainly because I don't need to save money regularly, and I can take it out at any time when I need it urgently.