1, profitability. First of all, look at the stage rate of return of bond funds. Because the main risks of bond investment come from credit risk and interest rate risk, and because China is in the stage of rapid economic development and the financial system is relatively healthy, the current credit risk is low. Interest rate risk can be reasonably avoided to some extent through interest rate management strategy, and the risk faced by bond funds investing in bonds is relatively low. In this case, the investment ratio of bond funds considering the yield factor can be larger, and investors can try to choose the varieties with relatively high yield in similar funds.
2. Stable performance. Among the investment objects of bonds, there are great differences in the income risk characteristics of treasury bonds, financial bonds, corporate bonds, central bank bills, convertible bonds and other varieties, and different fund allocation ratios also lead to different fund volatility. In funds with good returns, investors should also choose varieties with high performance stability. From the comparison of monthly income, the higher the proportion of monthly income is higher than the average level of similar funds, the higher the stability of performance and the better the rate of return, so that for new and old investors of the fund, the performance of the selected fund is in a higher position among similar funds.
3. Ability to resist risks. For secondary debt funds, they can participate in the investment in the secondary market. The volatility of the secondary market is much greater than that of the bond market. In addition to profitability and performance stability, we should also examine the ability to resist risks. Similar to stock funds and hybrid funds, only funds with a good balance between loss frequency and average loss range can have strong anti-risk ability and help investors achieve long-term and sustainable return on investment.