In Xinhua Life Insurance, the dividend mechanism is based on the insured amount, not cash distribution, which means that the dividend paid by the insurance company is increased to the insured amount. So what is the dividend income of Xinhua Life Insurance and what is its position in the industry? Look down:
Xinhua Life Insurance is a big old company with many branches, which is also one of the best in the domestic insurance industry. Its business objectives are life insurance, critical illness insurance, annuity insurance and other life insurance businesses.
If you want to know about Xinhua Life Insurance Company, you should look at its products. Except for a few products, the products sold by their company generally have no major shortcomings and are quite satisfactory. For example, their family's relatively hot critical illness insurance-health worry-free C 1
Worry-free health C 1 is a single claim type of critical illness insurance, the specific content is as shown in the figure:
As can be seen from the figure, Worry-Free Health C 1 has the following advantages:
1. If you were unfortunately diagnosed with serious illness or died in the previous 10 year, you can get an extra 20% of the basic insurance amount.
2, suffering from brain cancer and other six specific serious diseases, you can also get 20% extra compensation.
Although this product has many advantages, it still has some defects, such as:
1, the price is on the high side, and there are not many bright spots in the guarantee content. The cost performance is not high. 10000 premium, it is more than enough to buy a single payment of critical illness insurance and a term life insurance from other companies.
2. The amount of compensation for minor illness is somewhat small. At present, the compensation for general mild illness is 30%. The premium of 65438+100000 yuan is only 20%, which is really not worth it.
So I have compiled some cost-effective critical illness insurance products for your reference. If necessary, you can have a look: the top ten insurance companies' "worth buying" hot critical illness insurance inventory!
You can also read this article: Some products are not cost-effective and are not recommended. Pay attention to them when you meet them.
That's all my answer. I hope it helps you.