Should QDII funds be sold during the global stock market crash?

QDII net value broke 4: As of October 10, 2008, 10 QDII funds plummeted across the board, and the net value of Asia-Pacific Advantage Fund broke 0.4 yuan for the first time.

In addition to QDII issued by fund companies, many QDII funds of banks also plummeted.

The cause of the disaster is high positions: The main reason for the collapse of QDII is that some QDII funds mechanically followed overseas funds in high positions. In the face of the protracted global financial crisis, they neither made necessary risk hedging arrangements nor were they as adequate as domestic A-share funds.

Reduce the position.

Ineffective risk diversification: The main function of QDII funds is to diversify the risks of a single market. However, currently, all markets around the world have plummeted without exception, and the role of QDII in diversifying the systemic risks of a single market is not obvious.

Holders can adjust their positions, but those who have not participated are still on the sidelines: the current 10 QDII funds are all equity funds and can only be used to allocate high-risk positions, but positions should be strictly controlled.

When making specific choices, you can consider those with low stock positions, such as Southern Global and Yinhua Global Core.

For investors who have not yet been involved in QDII funds, given the high application and redemption fees of QDII funds and the fact that the external market has not yet emerged from the crisis, it is recommended to wait and see for the time being.

It can still be considered in the medium and long term: Haobai believes that in the long run, the performance of each country will not rise and fall at the same time. In theory, QDII can still diversify single market risks.