1. Fixed investment funds cannot be counted like bank time deposits. It depends on what kind of fund you choose, as well as the management strength and trading level of the fund company, which often varies greatly. 2. The rate of return is uncertain. If you invest in 300 yuan every month, what is the return after 10 years? No one can say for sure. According to the first half of this year, the fund has only a loss and no income. Will fund companies exist for 20 years? I doubt it.

1. If investment funds want to make money, it is best to choose positions with low net worth when buying funds, so that they can also have good returns when selling funds after the subsequent rise. It is worth noting that investment funds should pay attention to the stock market. Usually, when the stock market goes up, the fund will also go up. Usually, when investing in a fund, users should have a comprehensive understanding of the fund, such as fund dividends, fund transaction costs, fund types, fund managers and custodians, fund size and so on. After all, the fund is too big or too small, so you should be cautious in investing.

2. The other is to pay attention to the timing of buying and selling when investing in funds. Generally, when buying or selling before 15 o'clock on the fund trading day, the unit or redemption amount is calculated according to the net value of the fund on that day. If it is submitted for sale after the trading day 15, it needs special attention according to the next trading day of the fund. At the same time, different types of funds arrive at different times during redemption, so investors need to make arrangements according to their own use of funds. For example, the redemption time of the money fund is t+ 1 day; The redemption time of stock funds is t+3 days; The redemption time of QDII fund is t+8 days; Stock fund T+4 arrives, and so on.

Finally, when investing in funds, users must use their own spare money instead of borrowing money to invest, because funds generally need to be held for a long time, and it is difficult to get more income in the short term. Finally, they must keep a good attitude when investing. You can play with the golden axe. Up to now, Golden Axe has registered more than 800,000 middle and high net worth users, and the cumulative scale of funds allocated for customers through Public Offering of Fund and Sunshine Private Equity has exceeded 35 billion. More than 654.38 million families have obtained professional, independent, real-time and efficient one-stop asset allocation advice and fund trading services.