If you buy social security in Shenzhen, you don’t need to buy cooperative medical care in your rural hometown.

The social insurance plan is organized by the government, forcing a certain group of people to use part of their income as social insurance taxes (fees) to form a social insurance fund. When certain conditions are met, the insured can receive benefits from the fund. Fixed income or loss compensation is a redistribution system whose goal is to ensure the reproduction of material and labor force and social stability.

In our country, it occupies a core position in the entire social security system. In addition, social insurance includes a kind of contributory social security fund mainly paid by the employer and the worker himself, with the government providing subsidies and assuming the final responsibility.

However, workers can only enjoy corresponding social insurance benefits if they fulfill their legal payment obligations and meet legal conditions.

Cooperative medical care is a welfare medical system based on the voluntary mutual assistance of the masses, relying on the collective economy, and implementing mutual assistance in disease prevention and treatment.

So if you buy social security in Shenzhen, you don’t need to buy cooperative medical care in your rural hometown.

Extended information

The characteristics of social insurance are as follows:

1. Non-profit

It is not for profit, but for implementation social policy purposes. Although social insurance also requires precise measurement methods in its operation, the choice of social insurance projects and the level of protection cannot be determined by the level of economic benefits.

2. Mandatory

The state enforces it through legislation, and both individual workers and their units must participate in accordance with the provisions of the law. Social insurance payment standards and benefit items, insurance payment standards, etc. are all uniformly stipulated by national or local government laws and regulations.

3. Universal security

Regardless of the age, employment years, income level and health status of the insured, once the insured loses the ability to work or becomes unemployed, the government will provide compensation for loss of income in accordance with the law. , to ensure their basic living needs.

4. Basic equivalence of rights and obligations

The payment of social insurance benefits is generally not directly related to personal labor contributions. The recipients must make contributions, but their enjoyment is not fully consistent with its contribution.

The development of cooperative medical care is as follows:

1. Increase the government’s support for medical assistance funds, expand the scope of assistance, improve the level of assistance, and focus on solving the problem of rural households with five guarantees and other medical assistance issues for poor families.

2. Accelerate the construction of rural medical and health service systems. Strengthen the construction of medical service networks at the county, township and village levels, start the rural health service system construction plan as soon as possible, effectively improve rural medical conditions, and establish a rural health service network with complete basic facilities by 2010.

3. Continue to strengthen the construction of rural drug supply and supervision networks. Make full use of existing relevant networks and personnel, standardize supply channels, strengthen quality supervision, severely crack down on illegal business activities, and ensure that farmers use medicines safely and effectively.

Baidu Encyclopedia--Social Insurance

Baidu Encyclopedia--Cooperative Medical Care