1) its own risk tolerance

2) Investment objective and expected return.

3) Investable amount, investment period, etc.

2. Read the fund document page carefully, and take Xinhua Preferred Dividend Mix as an example.

1) Understand the type, risk, ranking, recent income and whether you have won the Golden Bull Award. Investors can judge according to these basic information, and also refer to the purchase suggestions of good buy-to-fund.

2) Understand the fund scale, investment objectives and investment scope.

3) Observe the income of the fund in recent years. Generally, the funds with the highest returns in the past 3 months, 1 year and 3 years are selected. After choosing the right one, you should observe it for a while before starting to see if it meets your expectations.

4) Understand the investment style and industry configuration of the fund.