Unemployment insurance refers to the system that the state enforces it through legislation and the society sets up a fund to provide material assistance to workers who have temporarily stopped their livelihood because of unemployment. It is an important part of the social security system and one of the main items of social insurance. Unemployment insurance has the following main features:
One is universality. Mainly to ensure the basic livelihood of wage earners after unemployment, and its coverage includes most members of urban labor force.
The second is mandatory. It is enforced by laws and regulations formulated by the state. According to the regulations, units and their employees within the coverage of the unemployment insurance system must participate in unemployment insurance and fulfill their payment obligations. Units and individuals that fail to fulfill their payment obligations should bear corresponding legal responsibilities.
The third is mutual assistance. The unemployment insurance fund mainly comes from social fund-raising, which is shared by units, individuals and the state, and the payment ratio and payment method are relatively stable. The unemployment insurance premiums raised, regardless of the source and channel, regardless of the nature of the payer, are all included in the unemployment insurance fund, and are uniformly dispatched and used in the overall planning area to play the role of mutual aid.
Conditions for receiving unemployment insurance in Shenzhen
(a) Shenzhen household registration insured shall meet the following conditions at the same time, and may apply for unemployment insurance in Shenzhen:
1, with Shenzhen household registration.
2. Have the ability to work within the legal working age;
3. Working continuously in the special zone for more than one year;
4. After unemployment, register according to the regulations and have the intention to apply for a job.
5. The original work unit pays unemployment insurance premium.
(2) Non-Shenzhen registered insured persons who meet the following new conditions may apply for unemployment insurance benefits:
1, migrant workers can also get it. (Non-registered employees)
2. Shenzhen has paid unemployment insurance premium 1 year.
3. Employees who are not "voluntarily unemployed" and have registered for unemployment.
Note: Those who meet the above new conditions can receive unemployment insurance on a monthly basis.
Household registration for non-deep households must meet the following conditions:
1 Your unemployment insurance must be paid 12 months or more.
The reason for leaving the company must be non-personal.
Generally, when registering for unemployment, you need to show your resignation certificate (resignation letter and the like).
You can check the number of years you have bought unemployment insurance and your resignation on Shenzhen Social Security Online (this is very important, you won't get it if you resign voluntarily).
Shenzhen unemployment insurance individuals receive the required materials.
① Original ID card of the applicant
② Original social security card
③ Original+copy of bank account number
1. Current passbook or debit card of our commercial bank.
2. If the bank account number has been bound to the social security agency, it is not required to provide it.
④ Personal files
If there is a deemed payment period, it must be provided, and if there is no deemed payment period, it does not need to be provided.
(5) Shenzhen Unemployment Insurance Application Review Form
Shenzhen unemployment insurance personal collection and payment processing flow
(1) Identification and review application conditions.
The applicant shows his original ID card or social security card and a copy of the current passbook or debit card of the city's commercial bank (there is no need to provide the bank account number of the social security agency), and the window staff checks the identity, and inputs the applicant's identity information or social security computer number into the computer system, and the computer system checks whether it meets the application conditions.
(2) issue a decision.
1. If the window staff meets the application conditions after being audited by the computer system, the computer system will issue a decision on the planning and formulation of unemployment insurance benefits;
2 window staff audited by the computer system does not meet the application conditions, issued a "decision not to issue unemployment insurance";
3. The decision is made in duplicate, and one copy shall be kept by the social security agency after the unemployed person signs it.
(3) Application result and business completion.
1. The decision that the applicant will not pay unemployment insurance benefits → the application fails.
2. The applicant has obtained the unemployment insurance plan and payment decision → the application is successful → the social security agency will pay the unemployment insurance money to the bank account of the unemployed on a monthly basis before the next month 15.
The amount of unemployment insurance money received by Shenzhen unemployment insurance individuals: 1624 yuan/month.
Unemployment insurance in Shenzhen is paid monthly, and the standard is 80% of the monthly minimum wage in Shenzhen. According to the salary standard of 2030 yuan, the amount of unemployment insurance benefits is:
2030×80%= 1624 yuan/month
Shenzhen unemployment insurance individual collection and payment handling place: Social Security Fund Management Branch
Time limit for individuals in Shenzhen to receive unemployment insurance benefits
① Commitment period
Real-time processing of payment cycle does not need to be audited and confirmed; Need to review and confirm the payment period, it should be handled within 5 working days.
⑤ Statutory time limit