Legal subjectivity:

Provident funds can be used for seven purposes. They are: 1. Provident funds can be used to purchase houses. Buying a house without a loan can be withdrawn at one time, and buying a house with a commercial loan can be withdrawn for the down payment; Commercial loans to buy a house can be withdrawn from the provident fund to repay the principal and interest; Provident fund loans can be used to withdraw the provident fund to repay the principal and interest. 2, provident fund can be used for the construction, renovation and overhaul of housing; 3. Provident funds can be used for renting houses. Can pay the economic rental housing rent with rent or government rent subsidies, and pay the market rental rent; 4, provident fund can be used to withdraw the parents' housing provident fund to buy a house. If you buy your own house without using a housing loan, you can withdraw your parents' provident fund; Use a personal housing loan from a commercial bank to purchase your own house, and you can withdraw your parents' provident fund after paying the down payment; Use the personal housing provident fund (portfolio) loan to buy your own house, and you can withdraw your parents' provident fund after paying the down payment. 5. The provident fund can be used to withdraw all the balance of housing provident fund for cancellation; 6, provident fund can be included in the minimum or poor range can be used for extraction; 7, provident fund can be used to treat major diseases. Family members suffering from major illness or major surgery hospitalization, employees and their spouses can apply for the withdrawal of housing provident fund, the date of application should be within 1 year from the date of discharge, and the total amount of withdrawal should not exceed the personal burden of hospitalization expenses. Legal objectivity:

Article 5 of the Regulations on the Management of Housing Provident Fund shall be used for the purchase, construction, renovation and overhaul of owner-occupied housing by employees, and no unit or individual may use it for other purposes. Article 26 of the Regulations on the Management of Housing Provident Fund, employees who pay housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall, within 15 days from the date of accepting the application, make a decision on whether to grant or not to grant loans, and notify the applicant; If the loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.