first, if you are an urban employee, you must be insured and have no choice.
second, look at the people around you. It is much better to have old-age insurance than not to have it.
Third, it doesn't cost much to get a foreign passport, hehe.
fourth, the lack of funds shows that the state attaches importance to the cause of endowment insurance. Do you think that if there are hundreds of millions of funds now, it can only show that the state is collecting workers' money, don't you think?