Take myself for example, because I am an out-and-out student party, I certainly have no savings and salary, but I can put in my monthly living expenses. Compared with saving money in a bank card, the biggest advantage of saving money in Yu 'ebao is that it can be used at any time. Of course, saving money in a bank card can also be used at any time, but it must be deposited into a current account. In this case, your interest will be little, and Yu 'ebao's interest will be higher. At this time, some people may say that such a small amount of money is not rare, but it must be divided into groups. You are a big boss and a white-collar worker. Of course you don't care, but for us students, it means saving a little. After all, parents' hard-earned money is hard to come by.
I'm not advertising Yu 'ebao, it's just a better investment method I've found so far, and the risk can of course be said to be relatively low, so I think it's quite reliable for the student party.