According to their own risk preferences, choose different types of funds, low currency, and then bonds, mixed, high stocks; Then it depends on: the past performance of the fund: compared with the same type of fund, the rate of return, the position structure of the risk fund undertaken: such as position weight, shareholding concentration, asset turnover rate and so on. Fund manager: First of all, we can start with the past performance of fund managers, which is relatively easy to obtain and can reflect their overall strength and investment style. The bigger and longer the span of these data, the more telling the problem. Secondly, look at the experience of fund managers. If the fund manager has done in-depth fundamental research and experienced the bull-bear transition in the post-investment market, such experience is beneficial to the fund manager to manage the fund. Finally, we should care about the professional ethics of fund managers. Fund company: What is the overall strength of the company, and are its funds generally performing well? In addition to the level of investment management, it also depends on the company's investor service level, whether it is customer-centered and whether it creates as much convenience as possible for customers. In addition, whether the company's internal management is standardized and whether shareholders can provide support.

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