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What do you mean by fund holdings and shares?
The share of a fund is how much share you hold in this fund. When the unit of measurement of the Fund is time, the unit of valuation is RMB.

The amount held by the fund is your share in this fund and how much it is worth now. Generally speaking, fund holding amount = fund holding share * fund unit net value.

If you buy a fund with 5 10 yuan's money and 10 yuan's handling fee, then the net value of this fund is 1 yuan, and your share is (510-1yuan =500 shares.