Everyone’s quality of life is constantly improving. You may have also noticed that many people nowadays are paying attention to social security or other insurances. If you think about it carefully, this phenomenon would not have appeared more than ten or twenty years ago. Many people
You may still not understand, what are the benefits of paying social security?
In other words, is it really necessary to buy insurance?
Then let’s read this article first. This article will help you understand the things you don’t know.
In the modern era when all people are insured, the probability of social security being mentioned is much greater than that of some insurance products. Nowadays, most employees almost have social security cards because the company has purchased social insurance for them. They only need to work with the company according to their respective policies.
The ratio is just a monthly payment of social security. After joining the insurance, what are the benefits of paying social security?
There are many uses that you don’t know about.
What are the benefits of purchasing social security?
I often hear people talk about social security. The biggest role is to have a pension insurance and a medical insurance. These two types of insurance are the most important, and also the most popular and sought after. This is not false. Pay the pension insurance on time, and the pension will be the best.
After retirement, the pension will be paid to the retirees on time and in full, and the role of medical insurance is even more powerful. It can be used for medical expenses and the reimbursement of many medical expenses. With the increase in the categories of medical insurance reimbursement catalogs, more and more diseases and
Drugs will be included in medical insurance, and the burden on patients will be further reduced.
However, in addition to pension insurance and medical insurance, don’t forget that social security also includes maternity insurance, unemployment insurance and work-related injury insurance. These insurances may not seem so important, but at critical times, when you need them, you will learn about them.
It plays an important role, such as maternity insurance. To male friends, this seems to have nothing to do with them, but it is not the case. Male employees with maternity insurance can also enjoy the insurance benefits of maternity insurance, such as paternity leave,
Medical expense reimbursement, etc.
Let’s talk about unemployment insurance. When the insured faces unemployment or has their living income temporarily interrupted due to unemployment, these people can receive a lump sum of unemployment benefits while receiving vocational skills training.
As for work-related injury insurance, for those with higher occupational risks, having it is definitely much better than not having it.
All in all, there are many benefits to paying social security, and if you pay it with the company every month, you don’t need to spend too much money. If you don’t have employee social security, you can also choose to purchase separate pension insurance and medical insurance.
I'm a complete layman